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๐Ÿ’ด Airport Money & ATMs

Exchange cash, withdraw Korean won and avoid unnecessary fees. You can use cards for most purchases in Korea, but a small amount of KRW is useful. Select your airport to find exchange counters, international ATMs and practical arrival tips.

๐Ÿ‡ฐ๐Ÿ‡ท QUICK ANSWER

You do not need a lot of cash when you arrive in Korea. Recommended: a card plus a small amount of KRW.

Just landed?
  • ๐Ÿ’ณ Use your card for most purchases
  • ๐Ÿ’ต Keep a little KRW for backup
  • ๐Ÿง At an ATM, check fees and currency conversion before confirming

Your arrival airport

What do you want to do?

โš ๏ธ At an ATM?

Choose KRW rather than your home currency if you want your card issuer or network to do the currency conversion.

Why?

Money at a glance

โœ“ Checked against official sources ยท 2026-10-07

๐Ÿ’ฑ Currency exchange
Available
๐Ÿง ATMs
Available
๐Ÿ’ณ Foreign cards
Widely usable in Korea
๐Ÿชช ID
Keep your passport with you
๐Ÿ’ต Starter cash
A small amount is usually enough
Currency exchange counters

Gimhae: BNK Busan Bank is listed on the 1st floor of the international terminal. Check the official page for other counters and hours.

Hours may change without notice. Check the official airport listing on your travel day.

Check live locations & hours โ†—

๐Ÿ’ฑ Exchange foreign cash

You can exchange foreign currency at bank counters and authorized exchange services at Korean airports. For most travelers, exchanging only what you need right away is the easiest option.

1

Find a currency exchange counter

Look for signs saying Currency Exchange, Foreign Exchange or a bank name.

2

Check the rate before you exchange

Look at how much KRW you will actually receive, not only the advertised rate.

3

Keep your passport with you

Some exchange services may ask for identification, depending on the transaction and provider.

4

Keep your receipt

It can help if you later want to exchange unused Korean won back.

How much should I exchange?

These are travel-planning suggestions, not official requirements. How much cash you need depends on how you plan to travel.

Airport rates may differ from city exchange services. Compare the amount you would receive before you exchange a large sum.

๐Ÿง Withdraw Korean won from an ATM

Look for an ATM that accepts international cards
  • Visa / PLUS
  • Mastercard / Cirrus
  • UnionPay
  • Global ATM
  • International Card
How to withdraw KRW
  1. 1Insert or tap your card.
  2. 2Choose English.
  3. 3Choose Foreign Card, Overseas Card or Global Service.
  4. 4Select Cash Withdrawal.
  5. 5Choose the amount in KRW.
  6. 6Check every fee shown on the screen.
  7. 7If currency conversion is offered, review the choice carefully.
  8. 8Take your card, your cash and your receipt.

The order of screens differs by machine. Do not leave until you have your card, cash and receipt.

โš ๏ธ ATM asks: KRW or your home currency?

Usually choose KRW

An ATM or card terminal may offer to convert the transaction into USD, EUR, JPY or your home currency. This is called Dynamic Currency Conversion (DCC).

If you choose your home currency, the ATMโ€™s or merchantโ€™s conversion rate and extra markup may apply. If you choose KRW, your card network or issuer converts it under your cardโ€™s terms.

To avoid DCC markup, choose KRW unless you have compared the displayed conversion and deliberately prefer the home-currency option.

If you do not see the rate and fees, or you feel pressured to choose, decline the conversion and tell your card issuer. A machine must process your choice.

What the ATM screen may look like
What can an ATM withdrawal cost?
  • โ‘  Korean ATM / operator fee Charged by the ATM provider.
  • โ‘ก Your bankโ€™s ATM fee Your home bank may charge for overseas withdrawals.
  • โ‘ข Foreign exchange fee Your bank or card may charge a currency conversion fee.
  • โ‘ฃ DCC markup Only if you choose or accept home-currency conversion.

Before pressing Confirm, check the total fee shown on the screen.

Before you travel, ask your card issuer whether overseas ATM withdrawals are enabled and what the daily limit is.

ATM declined your card?
  1. 1Try another ATM from a different bank.
  2. 2Look for Global / International Card service.
  3. 3Try a smaller withdrawal amount.
  4. 4Check that overseas ATM withdrawals are enabled on your card.
  5. 5Check your daily withdrawal limit.
  6. 6Contact your card issuer.

Limits can vary by bank, machine and card issuer.

๐Ÿ’ต Do I need cash in Korea?

Usually a little, not a lot.

โœ… Cards are commonly accepted at
  • Hotels
  • Department stores
  • Restaurants
  • Cafรฉs
  • Convenience stores
  • Major attractions
๐Ÿ’ต Cash can still help for
  • Traditional markets
  • Some small businesses
  • Buying or topping up a transit card
  • Small emergency expenses
  • When a foreign card is unexpectedly declined

Cards are widely used in Korea, but a few places may not accept them.

๐Ÿš‡ Public transport next?

You may want a transportation card such as T-money. Keep a small amount of KRW, because purchase and recharge methods can vary by card type, machine and location.

Learn about T-money โ†’
๐Ÿ’ผ Bringing a large amount of cash?

If you enter Korea carrying more than USD 10,000 or the equivalent in foreign currency, Korean won or certain checks and payment instruments, you must declare it to Korea Customs.

Official Korea Customs information โ†—

Frequently asked questions

Can I use my Visa or Mastercard in Korea?

Yes. International cards are widely accepted, although acceptance can vary by merchant.

Should I exchange all my money at the airport?

Usually not. Many visitors use cards for most spending and keep some KRW for situations where cash helps.

Is an airport exchange rate always worse?

Rates vary. Airport exchange is convenient, but compare the amount you receive before exchanging a large sum.

Can I withdraw Korean won with a foreign card?

Often yes, at ATMs that support your card network or international card service. Your issuer must also allow overseas ATM withdrawals.

Why did a Korean ATM reject my card?

Possible reasons include network compatibility, overseas withdrawal restrictions, daily limits, ATM limits or your bankโ€™s security controls.

Should I choose KRW or USD at an ATM?

Choosing KRW normally lets your card network or issuer handle the conversion. Choosing your home currency may involve Dynamic Currency Conversion and an extra markup.

Do I need to declare cash when entering Korea?

Amounts over USD 10,000 equivalent must be declared to Korea Customs.

Having a money problem?

ATM declined my card

See the solutions above.

My card payment failed

Open Payment Problems.

ATM charged me but no cash came out

See what to do below.

My card was kept by an ATM

See what to do below.

๐Ÿ’ธ ATM charged me but no cash came out
  1. 1Do not retry immediately on the same ATM.
  2. 2Take a photo of the ATM location or machine number, if you can.
  3. 3Keep the receipt.
  4. 4Check whether the transaction is still pending.
  5. 5Contact the ATM operator and your card issuer.
๐Ÿชช My card was kept by an ATM
  1. 1Stay near the machine and note the bank name and machine number on it.
  2. 2Contact the bank that runs the ATM using the number on the machine, then your card issuer.
  3. 3Ask your issuer to block the card if you cannot recover it, and ask about a replacement.
๐Ÿ“ž Need travel assistance?

1330 Korea Travel Helpline offers travel information, interpretation and complaint support by phone and live chat, and online calls over Wi-Fi. Check the official page for current hours and languages. Data charges may apply on mobile data.

๐Ÿ“ž 1330Open Payment Problems โ†’